{"id":92615,"date":"2023-11-30T12:08:43","date_gmt":"2023-11-30T11:08:43","guid":{"rendered":"https:\/\/www.podunavlje.info\/dir\/?p=92615"},"modified":"2023-11-30T12:09:44","modified_gmt":"2023-11-30T11:09:44","slug":"ako-ste-imali-nekativan-racun-u-banci-i-gomilali-vam-se-troskovi-spasla-vas-nbs","status":"publish","type":"post","link":"https:\/\/www.podunavlje.info\/dir\/2023\/11\/30\/ako-ste-imali-nekativan-racun-u-banci-i-gomilali-vam-se-troskovi-spasla-vas-nbs\/","title":{"rendered":"Ko je imao neaktivan ra\u010dun u banci i gomilali mu se tro\u0161kovi \u2013 spasla ga NBS"},"content":{"rendered":"

30. novembar 2023 – Sprovode\u0107i kontrolu banaka u oblasti za\u0161tite korisnika, Narodna banka Srbije je utvrdila odre\u0111ene nepravilnosti koje se odnose na postupanje banaka prema fizi\u010dkim licima korisnicima tzv. neaktivnih teku\u0107ih ra\u010duna. Radi se o ra\u010dunima koje korisnici dugi niz godina nisu upotrebljavali za izvr\u0161avanje platnih transakcija, a na kojima postoji dugovanje, koje je usled dugogodi\u0161nje naplate naknade za odr\u017eavanje ra\u010duna i kamate na nedozvoljeno prekora\u010denje, odnosno zatezne kamate, znatno uve\u0107ano.<\/p>\n

Kod nekih ra\u010duna negativan saldo postojao je ve\u0107 u trenutku izvr\u0161enja poslednje transakcije od strane korisnika, dok je u drugim slu\u010dajevima obra\u010dunavanjem naknade za odr\u017eavanje ra\u010duna korisnik uveden u nedozvoljeno prekora\u010denje, nakon \u010dega je zapo\u010det obra\u010dun kamate.<\/p>\n

Na osnovu naloga Narodne banke Srbije u tim kontrolnim postupcima, tri banke su trajno otpisale potra\u017eivanja u iznosu od 735 miliona dinara. Tim otpisom obuhva\u0107eno je oko 49.000 korisnika. Nakon toga, Narodna banka Srbije je uputila zahtev preostalim bankama da postupe na istovetan na\u010din, pa je tako jo\u0161 16 banaka trajno otpisalo svoja potra\u017eivanja po osnovu neaktivnih ra\u010duna u iznosu od 2,2 milijarde dinara, a otpisom (potpunim ili delimi\u010dnim) obuhva\u0107eno je oko 157.000 korisnika.<\/p>\n

Dakle, ukupan iznos potra\u017eivanja koje banke ne\u0107e napla\u0107ivati od korisnika iznosi 2,94 milijarde dinara, odnosno prose\u010dno 14.280 dinara po korisniku.<\/p>\n

U vezi sa svim otpisanim potra\u017eivanjima banke ne mogu pokretati postupak prinudne naplate, a podaci o docnji se bri\u0161u iz evidencije Kreditnog biroa, i to najkasnije nakon isteka tri godine od kada su u skladu s mi\u0161ljenjem Narodne banke Srbije bili ispunjeni uslovi za otpis tih potra\u017eivanja, navosdi se u dana\u0161njem saop\u0161tenju Narodne bamnke Srbije.<\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

30. novembar 2023 – Sprovode\u0107i kontrolu banaka u oblasti za\u0161tite korisnika, Narodna banka Srbije je utvrdila odre\u0111ene nepravilnosti koje se odnose na postupanje banaka prema fizi\u010dkim licima korisnicima tzv. neaktivnih teku\u0107ih ra\u010duna. Radi se o ra\u010dunima koje korisnici dugi niz godina nisu upotrebljavali za izvr\u0161avanje platnih transakcija, a na kojima postoji dugovanje, koje je usled […]<\/p>\n","protected":false},"author":5,"featured_media":73789,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7222,84],"tags":[1981,20393,20394],"class_list":["post-92615","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-najnovije","category-privreda","tag-narodna-banka-srbije","tag-neaktivni-racuni","tag-otpis-dugovanja"],"yoast_head":"\nKo je imao neaktivan ra\u010dun u banci i gomilali mu se tro\u0161kovi \u2013 spasla ga NBS -<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.podunavlje.info\/dir\/2023\/11\/30\/ako-ste-imali-nekativan-racun-u-banci-i-gomilali-vam-se-troskovi-spasla-vas-nbs\/\" \/>\n<meta property=\"og:locale\" content=\"sr_RS\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ko je imao neaktivan ra\u010dun u banci i gomilali mu se tro\u0161kovi \u2013 spasla ga NBS -\" \/>\n<meta property=\"og:description\" content=\"30. novembar 2023 – Sprovode\u0107i kontrolu banaka u oblasti za\u0161tite korisnika, Narodna banka Srbije je utvrdila odre\u0111ene nepravilnosti koje se odnose na postupanje banaka prema fizi\u010dkim licima korisnicima tzv. neaktivnih teku\u0107ih ra\u010duna. 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