{"id":73730,"date":"2022-06-07T08:19:25","date_gmt":"2022-06-07T07:19:25","guid":{"rendered":"https:\/\/www.podunavlje.info\/dir\/?p=73730"},"modified":"2022-06-07T08:23:11","modified_gmt":"2022-06-07T07:23:11","slug":"nbs-banke-da-pokazu-odgovornost-i-procene-opravdanost-povecanja-cena","status":"publish","type":"post","link":"https:\/\/www.podunavlje.info\/dir\/2022\/06\/07\/nbs-banke-da-pokazu-odgovornost-i-procene-opravdanost-povecanja-cena\/","title":{"rendered":"Banke da \u201epoka\u017eu odgovornost i procene opravdanost pove\u0107anja cena\u201c"},"content":{"rendered":"

7. jun 2022 – Narodna banka Srbije o\u010dekuje od banaka u Srbiji „da sprovode odr\u017eivu i odgovornu poslovnu politiku koja podrazumeva unapre\u0111ivanje depozitnih poslova i o\u010duvanje odnosno uve\u0107anje baze deponenata i klijenata, kao i da ocene opravdanost pove\u0107anja cena odre\u0111enih naknada i usluga“, navodi se na po\u010detku saop\u0161tenju Narodne banke Srbije povodom poskupljenja naknada i cene usluga banaka u Srbiji, \u010diji smo svedoci proteklih meseci<\/p>\n

Analiziraju\u0107i rast profitabilnosti bankarskog sektora Republike Srbije u odnosu na isti period prethodne godine, utvr\u0111eno je da je na nivou bankarskog sektora do\u0161lo do pove\u0107anja prihoda po osnovu naknada i provizija, pre svega u vezi sa pru\u017eanjem platnih usluga, ka\u017eu iz NBS.<\/p>\n

Podse\u0107aju da je Zakonom o platnim uslugama predvi\u0111eno da pru\u017ealac platnih usluga ima obavezu da na jasan, razumljiv i transparentan na\u010din informi\u0161e korisnike platnih usluga o naknadama koje im napla\u0107uje za pru\u017eene usluge. Uprkos tome \u0161to je na\u010din privla\u010denja, odnosno zadr\u017eavanja klijenata u domenu poslovne politike banke, sa aspekta o\u010duvanja finansijske stabilnosti, koriste priliku da uka\u017eu da ponekad naizgled kratkoro\u010dna dobit, mo\u017ee da se odrazi negativno na poslovanje banke kroz dugoro\u010dno smanjenje baze klijenata banaka.<\/p>\n

\"\"Narodna banka Srbije \u0107e, kao i do sada, navodi se u saop\u0161tenjuu okviru svojih zakonom propisanih nadle\u017enosti, donositi propise i kontrolisati bonitet i zakonitost poslovanja banaka i drugih pru\u017ealaca platnih usluga. S tim u vezi, Narodna banka Srbije \u0107e nadzirati da li se banke pridr\u017eavaju, izme\u0111u ostalog, odredaba ugovora zaklju\u010denih s klijentima, kao i da li posluju u skladu sa postoje\u0107im propisima, poslovnom politikom, internim pravilima i procedurama koje moraju biti u skladu sa imperativnim propisima. U tom smislu, kao institucija nadle\u017ena za o\u010duvanje i ja\u010danje stabilnosti finansijskog sistema, Narodna banka Srbije ne\u0107e dozvoliti da se na bilo koji na\u010din naru\u0161i postignuta finansijska stabilnost i ugrozi sistem \u0161tednje u na\u0161oj zemlji.<\/p>\n

Svesna zna\u010daja ovog pitanja za gra\u0111ane Narodna banka Srbije od marta 2019. godine objavljuje pregled naknada pru\u017ealaca platnih usluga za navedene usluge na svojoj internet prezentaciji, pomo\u0107u kojeg se mo\u017ee uporediti kolika je visina naknada za naj\u010de\u0161\u0107e kori\u0161\u0107ene usluge povezane s platnim ra\u010dunom kod razli\u010ditih pru\u017ealaca.<\/p>\n

Detaljnije informacije o naknadama koje pru\u017eaoci platnih usluga napla\u0107uju dostupne su u tarifi naknada pru\u017ealaca platnih usluga.<\/p>\n

Dodatno, Narodna banka Srbije odre\u0111enim regulatornim aktivnostima nastoji da pove\u0107a mobilnost klijenata, kako bi klijenti mogli da vrlo lako pre\u0111u u drugu banku. Naime, korisnici mogu veoma jednostavno da promene banku, odlaskom u novu banku od koje mogu da zahtevaju uslugu promene platnog ra\u010duna, kao i uslugu refinansiranja svih obaveza u prethodnoj banci. Nova banka u kojoj otvaraju ra\u010dun du\u017ena je da preduzme sve aktivnosti koje su potrebne da se zatvori ra\u010dun i sve obaveze u staroj banci. I u narednom periodu Narodna banka Srbije \u0107e, u skladu sa nadle\u017enostima, nastaviti da pojednostavljuje promenu banke, odnosno da podsti\u010de i promovi\u0161e mobilnost klijenata zaklju\u010duje se u saop\u0161tenju koje je potpisano sa \u201eKabinet guvernera\u201c.<\/p>\n

Foto\/ilustracije: pixabay.com<\/em><\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

7. jun 2022 – Narodna banka Srbije o\u010dekuje od banaka u Srbiji „da sprovode odr\u017eivu i odgovornu poslovnu politiku koja podrazumeva unapre\u0111ivanje depozitnih poslova i o\u010duvanje odnosno uve\u0107anje baze deponenata i klijenata, kao i da ocene opravdanost pove\u0107anja cena odre\u0111enih naknada i usluga“, navodi se na po\u010detku saop\u0161tenju Narodne banke Srbije povodom poskupljenja naknada i […]<\/p>\n","protected":false},"author":5,"featured_media":73732,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7222,84],"tags":[1981,17059,17058,1496],"class_list":["post-73730","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-najnovije","category-privreda","tag-narodna-banka-srbije","tag-povecanje-cena-usluga","tag-provizije","tag-saopstenje"],"yoast_head":"\nBanke da \u201epoka\u017eu odgovornost i procene opravdanost pove\u0107anja 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