{"id":103277,"date":"2024-09-19T08:00:06","date_gmt":"2024-09-19T07:00:06","guid":{"rendered":"https:\/\/www.podunavlje.info\/dir\/?p=103277"},"modified":"2024-09-19T08:08:23","modified_gmt":"2024-09-19T07:08:23","slug":"broj-korisnika-kreditnih-kartica-u-srbiji-i-dalje-u-strmoglavom-padu","status":"publish","type":"post","link":"https:\/\/www.podunavlje.info\/dir\/2024\/09\/19\/broj-korisnika-kreditnih-kartica-u-srbiji-i-dalje-u-strmoglavom-padu\/","title":{"rendered":"Broj korisnika kreditnih kartica u Srbiji i dalje u strmoglavom padu"},"content":{"rendered":"

19. septembar 2024 \u2013 Gra\u0111ani Srbije trenutno otpla\u0107uju ukupno 1.583 milijarde dinara kredita, ili \u2013 narodski re\u010deno \u2013 oko 13,5 milijardi evra. To pokazuju ove nedelje objavljeni podaci Kreditnog biroa pri Udru\u017eenju banaka Srbije,<\/a> ba\u0161 kao i jo\u0161 jednu zanimljivu \u010dinjenicu \u2013 da je nastavljen pad broja korisnika kreditnih kartica. Srbi su, o\u010digledno, na te\u017ei na\u010din, nau\u010dili da je to najskuplji mogu\u0107i vid kreditiranja.<\/p>\n

Kako i ne bi bio kada su trenutne prose\u010dne vrednosti nominalnih stopa, koje pritom ne uklju\u010duju sve tro\u0161kove, kod kreditnih kartica u proseku 22,13 odsto, jedino je gore kod dozvoljenog minusa gde su kamate u proseku \u010dak 28,41 odsto.<\/p>\n

\"\"<\/p>\n

To bi uskoro trebalo da se promeni, po\u0161to je Narodna banka Srbije objavila nacrt novog Zakona o za\u0161titi korisnika finansijskih usluga, kojim predla\u017ee mehanizam ograni\u010davanja visine kamatnih stopa, kao i uvo\u0111enje nove, ni\u017ee zakonske zatezne kamatne stope koja bi iznosila 12 odsto na obaveze u dinarima, odnosno od 10,25 odsto na obaveze sa valutnom klauzulom u evrima, dok je va\u017ee\u0107a op\u0161ta stopa zakonske zatezne kamate 14 odsto, odnosno 12,25 odsto.<\/p>\n

Ina\u010de, za godinu dana gra\u0111ani Srbije su kod banaka zadu\u017eeniji za ukupno 89 milijardi dinara, \u0161to je oko 760 miliona evra, pokazuju podaci iz najnovijeg izve\u0161taja Kreditnog biroa UBS. Najve\u0107i deo od pomenute 1.583 milijarde dinara duga koji gra\u0111ani otpla\u0107uju bankama odnosi se na ke\u0161\u00a0kredite \u2013 \u010dak 752,6 milijardi dinara (6,4 milijarde evra), a ne\u0161to manje \u2013 680,95 milijardi dinara (5,8 milijardi evra) \u2013 na stambene i zajmove za adaptaciju.<\/p>\n

\"\"<\/p>\n

Foto\/ilustracija. Pixabay.com, grafikoni Kreditni biro UBS<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

19. septembar 2024 \u2013 Gra\u0111ani Srbije trenutno otpla\u0107uju ukupno 1.583 milijarde dinara kredita, ili \u2013 narodski re\u010deno \u2013 oko 13,5 milijardi evra. To pokazuju ove nedelje objavljeni podaci Kreditnog biroa pri Udru\u017eenju banaka Srbije, ba\u0161 kao i jo\u0161 jednu zanimljivu \u010dinjenicu \u2013 da je nastavljen pad broja korisnika kreditnih kartica. Srbi su, o\u010digledno, na te\u017ei […]<\/p>\n","protected":false},"author":5,"featured_media":103280,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7222,84],"tags":[14601,18934,14600,11206],"class_list":["post-103277","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-najnovije","category-privreda","tag-gotovinski-krediti","tag-kreditne-kartice","tag-kreditni-biro","tag-udruzenje-banaka-srbije"],"yoast_head":"\nBroj korisnika kreditnih kartica u Srbiji i dalje u strmoglavom padu -<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.podunavlje.info\/dir\/2024\/09\/19\/broj-korisnika-kreditnih-kartica-u-srbiji-i-dalje-u-strmoglavom-padu\/\" \/>\n<meta property=\"og:locale\" content=\"sr_RS\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Broj korisnika kreditnih kartica u Srbiji i dalje u strmoglavom padu -\" \/>\n<meta property=\"og:description\" content=\"19. septembar 2024 \u2013 Gra\u0111ani Srbije trenutno otpla\u0107uju ukupno 1.583 milijarde dinara kredita, ili \u2013 narodski re\u010deno \u2013 oko 13,5 milijardi evra. 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